From emergency funds to concert tickets, here’s how to spend your bonus cash like a financially savvy millennial!! I’m sharing how I use any extra coins to crush debt, build savings, and treat myself!

Looking for unique graduation gift ideas that go beyond boring cards and cash? Discover millennial-approved gifts that support financial literacy, passive income, job prep, and real-life money skills. Perfect for high school & college grads—no glitter required (but highly encouraged). 💸☕✨